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  There are several indicators that can help you determine whether the real estate market is a buyer’s or a seller’s market. First of all, look at recent home sales in the area. If the prices of comparable homes are falling, it’s a sign of a buyer’s market. Second, consider…

  Do house buyers have to pay closing costs when they buy a home? It depends on the buyer and the lender. Some of the costs are mandatory by government law, while others are purely optional. Lenders usually provide prospective buyers with a document called the Closing Disclosure, which details…

  When buying a house, it’s important to account for both your upfront costs and ongoing costs. It’s also important to consider your monthly income and expenses to make sure you can afford the mortgage. A well-planned budget will allow you to have the home of your dreams without straining…